Retirement / FIRE

Accumulation, FIRE number, withdrawal-phase simulation

About this tool

Retirement & FIRE planner.

What it computes

  • Future portfolio from current savings, monthly contributions, expected real return, years to retirement.
  • FIRE number = annual spending × withdrawal-rate multiple (default 25 = 4 % rule).
  • Years until FIRE at the current savings rate.
  • Withdrawal phase: simulate years of retirement drawdown with a chosen withdrawal rate.